In a recent blog, we discussed five of the primary reasons that people have house lifting performed. The most obvious is to protect it from floodwater and/or hurricanes swells, to ensure that the main floor never goes underwater. Houses that flood are also more susceptible to black mold in the future, which could make the house worth much less and also affect the health of anyone who lives there. Of course, people aren’t just looking after the house itself, but all of their possessions that are in it…some of which are irreplaceable. Lifting a house above flood waters also protects family members, if for some reason they’re trapped inside during a flood.
But when you look at all of those reasons, they’re all preventative. It’s all about the damage you can stop from happening by having your house raised higher above the floodwaters: prevent flooding, prevent mold, prevent danger, prevent the loss of items. There are actually some really great advantages of having a house raised that aren’t preventative…they’re actually just an outright advantage! Let’s take a look at what we’re talking about.
House Lifting Means You Don’t Have To Move
The high risk of flooding has scared more than a few people from their homes over the years. As 500-year floods are showing up every 20 years or so, and 100-year floods happen every other year, some people just “get out of Dodge” and move instead of having to keep worrying every time there’s a hurricane coming. But moving is expensive. Not only are there the obvious costs — what you have to pay realtors and the cost of movers — but there are also hidden costs, such as packing boxes, storage space, temporary housing, utility start-up fees, and replacing anything that gets lost or broken along the way.
Having a house lifted means you don’t have to move. Whether you want to avoid moving because it’s expensive or because you simply love the neighborhood, house lifting stops you from having to leave your neighborhood. Love the nearby schools? Don’t want to leave your neighbors? Do you just love your house and can’t bear to go somewhere else? House lifting solves all of these problems.
You’re Not Sacrificing Yard Space
If you’re considering adding a room to your home, your first thought is probably to build horizontally. But when you build a new room on, you’re sacrificing some of your exterior space in order to get interior space. You might even have to remove some trees, which should always be avoided if possible.
Instead of building a new roof out, why not build one up? By having a house lifted, you can add space underneath your home instead of sacrificing some of your yard.
You Might Even Get Extra Storage
When you lift a home, there are different types of foundations that can replace the old one. You might go for a beam-supported home, where the space underneath is more open to the elements. Or you could have a new foundation poured, one that allows the basement to flood in case of an emergency.
In both of these cases, you’re no longer going to have just a crawl space underneath. A house on beams can provide a wealth of storage underneath. You won’t need a shed when your lawn mowers can be stored under your house.
If you decide to go the basement route, we wouldn’t advise you to keep precious collectibles down there. After all, a basement in a raised house can still flood, even if the main floor is kept above base flood elevation. But we’ll bet you’ll make good use of it, whether you use it to keep boxes of stuff that’s still under warranty or your artificial Christmas trees and greenery. When you hear a hurricane’s on its way, anything you don’t want to lose can always come upstairs and clutter the living room for a while until after the flood danger has passed.
Lower Insurance Rates
In most cases, having a house raised is going to significantly reduce the amount paid in flood insurance. It makes sense for insurance companies to offer lower rates to someone who has their houses raised: an elevated house is less likely to flood, and therefore less likely to ever be part of a claim.
Some people factor this cost saving into their budget when they are planning on house raising: if house raising costs “X” and I’ll save “Y” dollars over the length of the mortgage, then house raising could actually end up saving them money.
Trust Payne For Your House Raising
House raising doesn’t just have to be about stopping something. In fact, we hope we’ve shown it can actually have quite a few hidden advantages. If you’re considering house raising, we’d love to answer your questions. Contact Payne Contractor Solutions today!